💸 The Order’s Unofficial Guide to Money

For Young Men, Broke Blokes, and Anyone Trying to Get Their Sh*t Together

---

You Don’t Need to Be Rich. But You Do Need to Be Clear.

This isn’t about crypto. Or yelling “invest in yourself” into a mirror. This is about how to survive, stabilize, and eventually stack some cash — even if you’re flat broke or just starting out. The Order respects effort, not ego. So here’s what we know about money, the hard way.

1. Know What You Actually Spend

• Write down what you spend in a week. Not a month — a week.
• Don’t judge yourself. Just be accurate.
• Use a notebook, a phone app, or a napkin taped to your mirror.

When you see your spending, you can steer it.

2. When in Doubt, Cut Fast Food and Subscriptions

• You don’t need three delivery apps.
• You don’t need Spotify Premium this month.
• You can eat eggs and toast and still survive.

Cut ruthlessly. Add back slowly.

3. Save a “Grit Fund” First

Before anything else, save $500 to $1,000 somewhere safe. It’s not emergency money. It’s anti-panic money. It buys you breath when the world squeezes.

It makes you less “job scared.”

I need this job… but I don’t need you wrecking me to keep it.

That little bit of savings? It’s power. It’s dignity. It’s the right to walk away if things go too far.

4. Make Your Money Visible

• A piece of cardboard with your income and bills on it
• A whiteboard on your wall
• A spreadsheet titled “Get My Sh*t Together”

Don’t make it fancy. Make it visible. Put it where you can’t avoid it.

5. You Don’t Need to Be Fancy to Be Smart

Pay yourself first. Live under your means, not at them. Forgive your past mistakes, but stop repeating them. Being broke isn’t failure. Staying broke without a plan is.

6. Make It to Payday Without Sinking

• Know how many days to next payday
• Cook bulk meals (rice, pasta, beans)
• Pay the most urgent bills first

Ask for help early — not after everything’s collapsed.

7. Build the Muscle, Not the Myth

• Save something every week — even $10
• Automate what you can
• Keep moving toward better

The Order’s Final Word

“Wealth begins when panic ends.”
– A man who fixed his own sink

This isn’t about becoming a guru. It’s about staying in the game — eyes open, jaw clenched, one payment at a time. You’ve got this. And even if you don’t yet — we do.